Curves. I fear the potluck and CHINESE food yesterday were NOT good things at all for my weight loss. ::snort::
Oops - forgot we had to run to the ER. This time they DID remove Jamin's stitches. This is all that is left of his accident. 
Since the children were little I've had a habit of taking them to DQ after every dentist visit, shot, or ER accident......Jamin has been the recipient of most of the DQ trips as he's had most the stitches etc. I think because he moves so fast - always has. ANYWAY he asked about going to a coffee house instead of DQ - so we did. We shared a bagel and he had a brownie too. It was a good time for he and I to visit without the other noises that distract us......
I spent the rest of the day with math!!!! NUMBERS!!!! I paid bills. First I had to check the register with the online register.... We're in a bit of a budget crunch - not a crisis - but a crunch. We were on step 4 and we're back at somewhere between step 1 - 3. Basically, we've had to use our emergency fund and need to build it back up. I project we can be back at step 4 by January. It's time to get the plan on PAPER and stick to it. LOL
I went to the shelf and pulled Ramsey and Burkett out. I typed up the baby steps and will post them where all can learn them (good for our young men anyway). I then typed up all our expenses and surprise, surprise we have more income than expense....so we must need to simply track and fine tune.....THEN I typed up sample budgets using Ramsey and then Burkett's percentages and Michael's income. Tonight we'll begin to compare what we've been doing with what is recommended. All those numbers! LOL
Yes, we HAVE lived on a budget for years and years - over 16. We've been debt free for over 12 years. The problem is that every time we move, we need to tweak the budget....and with this move we haven't.....and we've had new variables to factor in....children driving, children moving out, new eating plans etc.
I've had my nose in the numbers and not fixed dinner...gotta run...but I knew this would be IT for blogging tonight....too many important things to discuss. LOL
And as I leave...Stacia has discovered the kitty costume! 
Now what AM I going to make for dinner..........
12 comments:
We really need to do a budget. We were doing well, we live very simply, until the Littles came home and gas just about tripled. We have to be so much more careful and it would be nice to know where everything goes!
Great job working up all those numbers.
Stacia looks adorable.
Jamin: Bet you are more than glad your hand is getting better.
Admire you for not making the hand an excuse to be absent from work for a couple of weeks. :)
l/p
Sis:
You deserve something special tonight! Anyone does who works on budget's and numbers. :(:( BUT oh how nice it feels when it is done! :):):):)
l/p
Bet MIKE likes that pretty little kitty! :):):)
l/p
Love Stacia's new look. :) I think it is amazing that you all have been so faithful to be careful with your finances. Debt free with 9 children!! That is a huge accomplishment.
She is simply adorable!!!
What did you make for dinner? On those days, we have eggs and toast or pancakes and fruit :)
Debbie - yes GAS....it is so expensive to fill up!!!!! I think we'll go back to real money in the envelopes for a month or two...or at least until I buy another ledger book! ::snort::
LOL Mom - he COULDN'T miss work. He was saving for World View Academy ($525) and the Christian WRiter's Conference ($650). LOL
Kathy - God has been so faithful to help us every step of the way.....every step. We began the budget when we made so little money that the only option was for me to work evenings (Mike worked days). Actually Mike pastored, subbed at schools, drove a school bus and he and I both cleaned the church. We had 4 kids and an income of about $700. I worked as a waitress and made some hefty tips - worked until I had baby number 5. It was a long process but we kept plugging away and we used every little extra bit that came along for debt reduction....and then we went into the military - sold our home and were out of debt in one fell swoop. We are blessed that God called us to a ministry that allowed us to get out of debt...though I entered the military adventure kicking and screaming. ::snort:: (and snorting).
For years we had REAL envelopes, then a ledger sheet, then I lost it with the computer - I just can't figure it out the way Mike wants it on the computer...so we'll most likely go back to what works....LOL
Kelly - dinner? Mike had watermelon. I had a salad. The little had tortillas and cheese - hey - quesidillas. LOL
Too cute of Stacia in the kitty costume!
And I know you've read about Trevor's choice for his bday dinner tonight. The biggest fast food out here seems to be DQ!
We're working on the Ramsey plan ourselves & read a lot of Burkett when I first started staying home. I absolutely LOVE that photo of Stacia!!!! :-)
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